Best Warranty Programs for Any Budget

Posted Tuesday, Feb 21, 2023

Buying a car is exciting until it's time to go to the repair shop. Although not immediately, your car might need to get checked and repaired to ensure perfect function. However, these repairs are often costly and significantly dent your savings. New cars come with warranties that can help cover the expense of some damage and defects, but once those warranties end, you are on your own. Fortunately, VIP autos offer different warranty programs to ensure you stay covered.

What are Warranty Programs?

Warranty programs are extended warranties that you can purchase to cover several car defects. When you purchase a new car, you automatically get warranty coverage from the manufacturer. However, the warranty isn't for life, and once it ends, you worry about how to cover these defects.

Warranty programs help cover specific defects once the original warranty ends and are mostly used by car owners that buy used cars. However, each warranty program differs in what it covers and how long the coverage lasts.

Many car owners are confused about the types of warranty programs and their meaning. Moreover, they are unsure about the right program for their car. The first step to deciding on a warranty program is knowing what it is and what it covers.

When you purchase a new vehicle, you can get new warranty coverage that consists of two major parts, a power train and bumper-to-bumper. The power train covers all the essential components of the vehicle that keep it running. The bumper-to-bumper warranty covers all vehicle components other than the power terrain.

However, the protection expires after a limited time, and your vehicle is left exposed to danger without a cushion to fall back on. In that case, you can get two additional warranty programs to supplement the two coverages.

A power train, as mentioned previously, includes all the components of the vehicle that ensure that it keeps running, including the engine and transmission. These main components ensure you do not have any problems starting or driving the car.

For example, you can still use your vehicle even if the air conditioning is broken. However, you cannot use the vehicle if any of the components in the power train malfunction. Therefore, powertrain warranty programs cover the most crucial parts of the vehicle's operation.

Types of Warranty Programs

Although there are several different types of warranty programs, these fall into two major categories: exclusionary and stated components. You can choose between the two warranty programs based on how extensive you want the coverage.

To choose between the two programs, you must understand what each extended warranty covers.

Exclusionary Coverage

Exclusionary coverage, or a vehicle service contract, is the highest level of coverage among all warranty programs. To put it simply, exclusionary means that the entire vehicle is covered, except for the parts that are specifically listed under the “Exclusions from Coverage” section of the contract.

Exclusionary warranty programs offer car owners the highest level of peace of mind, ensuring that the vehicle is protected to the maximum possible extent. Exclusionary coverage offers complete protection on the road, whether you are a cautious or rash driver.

The coverage includes all parts that are covered under the manufacturer’s basic factory warranty, including the following:

• Engine
• Axle
• Transmission
• Steering
• Suspensions

The exclusionary coverage covers everything protected under the vehicle's original warranty. However, the range of coverage can differ depending on the type of exclusionary coverage, as you can opt for less extensive warranty programs to lower the cost. Although the less extensive coverage would not cover as many parts as a complete one, it can still cover the essentials.

What is Not Covered?

As with any warranty program, some parts are not covered by the exclusionary coverage. However, these usually include less significant parts such as battery cables, fluids, and spark plugs. Moreover, the extended warranty only covers defects and will not cover any damage caused by accidents or natural disasters, as those would require an insurance program instead of warranty programs.

Moreover, the warranty would be void if you got any unauthorized repairs done on the vehicle, so you must be careful that only a certified mechanic works on your car.

The exclusionary coverage covers so many parts of the vehicle that instead of listing parts covered, the contract will list parts that are not (exclusions). Exclusionary coverage protects all parts listed in the stated component coverage (mentioned below) and more.

Stated Component Coverage

Stated-component warranty programs list the vehicle parts that the warranty will cover. However, the components can vary depending on the plan you choose.

Some auto shops, such as VIP Autos, go beyond this and cover the cost of parts and labor required to repair the vehicle so you can get your vehicle back on the road as quickly as possible.

Stated component coverage provides a long list of vehicle parts that you can protect under coverage, and includes:

• Engine
• Drive
• Supercharger
• Transmission
• Gasket
• Brakes
• Cooling System
• Suspension
• Steering

However, the plan can cover a comprehensive number of vehicle parts, which are too many to name here. Stated component coverage gives you a range of choices over what you want and do not want to get covered. This ensures high affordability, so you can cover the essentials and protect your vehicle.

Get The Perfect Warranty Programs For Your Budget

The warranty programs mentioned are essential to protecting your vehicle once the original warranty runs out. However, each warranty program protects different parts of your vehicle.

You can choose exclusionary coverage for better coverage, as it includes all parts mentioned in the stated component coverage and more. However, if you want less costly coverage, you can choose the latter, as it covers all parts of the powertrain and other components.

Still confused about the best warranty programs for your vehicle? Call or visit VIP Autos today to learn more about the available warranty programs. VIP Autos offers the best warranty programs from the best providers nationwide. We ensure that you get the confidence to drive off with peace of mind, the freedom to travel anywhere without worry, and the reliability of the best quality service to get you back on the road quickly.

Call us at 951-652-9500 or send us a message online. Alternatively, you can visit us at 4291 W Florida Ave, Hemet, CA.